Own Your Home
To qualify, you must own and have lived in your home for at least 6 months. Vacant, unoccupied units are not eligible for this program. Single-family and multi-family units are eligible as long as the person applying for the loan is also the owner listed on the title.
If you do not have a copy of the title and are not sure whose name the property is in, a good place to start is the Wayne County Register of Deeds website. You can search by last name to find records of home ownership for most homes bought or sold after 1990. If you find an issue with title, a number of community based organizations have help available.